How to Balance Note Investing, Your W2 Job and Personal Life | Real Estate Notes Show

Episode: Juggling Note Investing, W2 Job and Personal life Dave's Goals and Plans: - Works from home with structured 9-to-5 business hours, keeping office phone separate from personal phone - Takes advantage of flexible day job to schedule note investing activities around breaks and lunch time - Has a spare bedroom dedicated as office space to separate work from family areas - Uses Google Voice for business calls with set hours (9am-5pm) to maintain work-life boundaries - Turned off Gmail notifications on personal cell phone to reduce work distractions during family time Nathan's Goals and Plans: - Has three children (ages 11, 13, 15) and trained them early that dad needs work time even while home - Wife works late nights, creating additional burden to balance family responsibilities with note investing - Initially spent hours analyzing tapes and using spreadsheets, but shifted approach with social media engagement - Manages flexibility between day job and note investing by utilizing breaks and not disclosing business activities to sellers - Conducted a two-day working vacation with wife to map out all business tasks after managing 50+ loans Key Recommendations: - Set dedicated business hours (like 9-5) and physically separate work space from living areas to create boundaries - Turn off work notifications (email, social media) during personal time to reduce distractions - Create separate phone lines or use tools like Google Voice with scheduled operating hours for business calls - Early training for children that work time means unavailability, even when parent is physically at home - Conduct comprehensive business audit when managing multiple assets (50+) to identify what tasks actually require your time - Automate and systematize business processes to reduce juggling and allow work within flexible day job schedule Topics Discussed: - Texas federal judge ruling eviction moratoriums unconstitutional - Strategies for balancing note investing business with W2 employment - Managing family time and children while working from home - Work-life boundaries and notification management - Scaling business operations while maintaining work-life balance Episode: Juggling Note Investing, W2 Job and Personal life Guest: Nathan Turner Summary: Dave and Nathan discuss strategies for balancing note investing and real estate business activities with full-time employment and family responsibilities while covering a significant Texas court ruling on eviction moratoriums.

Main Topics: Balancing note investing with full-time employment, Managing family life while working from home, Texas federal court ruling on eviction moratoriums, Time management and work-life boundaries, Structuring business operations around personal responsibilities Key Takeaways: Setting strict business hours (9-5) with physical separation helps maintain work-life balance | Training family members early to respect work time, even when working from home | Utilizing breaks and lunch hours to conduct business activities around day job | A federal judge ruled Texas eviction moratoriums unconstitutional, protecting landlord rights | Flexible employment allows better integration of note investing with personal commitments Keywords: work-life balance, note investing, eviction moratorium, time management, landlord rights, work from home, real estate investing for an hour i promise you sellers don't give you two days to look at assets you're going to get a week right so just block out a time you know we use trello we'll email to trillo and remind us um and go to our spreadsheet make sure we know we're doing and what our feedback is so all good so well i'll look forward to next week uh we'll be on next week on friday again pending anything crazy um i think we do a little bit later i have something at 11 30 that may get pushed so we're probably doing 12 30.

um but everything looks good i'm glad we can connect and talk about this is the open conversation that is tough sometime for people to admit um time management is not always our virtue so no but just take charge yeah run your business don't let it run you yeah that's it well guys thanks for watching i appreciate you guys tuning in again dave puts nathan turner take care everyone have a great weekend see ya try mute until it's countdown hey everybody dave what's here from jkp holdings alongside myself nathan turner how you doing my man very good very good good so um hopefully everyone um i guess we'll just jump right into it man so me and nathan were talking free video and we had some um amazing news came in today that i was pretty astonished by i just was busy on some other stuff going on uh but according to what we're hearing texas let's just go right to it texas court a ter a lawyer i'm sorry a judge in texas stated that the rental evictions moratoriums is actually unconstitutional in texas and he's a federal judge so that's not just a state thing that's a that's a federal decision yeah so those are jumping in we're just going right through it i was shocked i wanted to make sure that people are aware of it i know there's some people out there like whoa um so i mean i can definitely share videos and stuff like that we have a bit but take a look at it cnbc just launched it just a little while ago um uh we watched videos of it um they're also launching another like a rental assistance program thing going on there too same day wow so all this stuff they're saying landlord writes that the state cannot rule the land the federal government can't overrule the state law of the landlord's rights to evict and what not um i'm flabbergasted with it so i'm pretty impressed that that happened and surprised it took a while but that's okay it is what it is so those again who just tuned in um we went right to the breaking news feel like the news that canister texas uh federal judge just announced that the um moratorium on landlords evictions is a unconstitutional any drug in congress so pretty interesting stuff right there it'll be interested to see what happens with that yeah and kind of what the follow it's going to be from that that's that's a pretty big deal yeah so i mean you can texas judge finds national eviction ban unconstitutional so definitely i'll uh i'll post them to the comment section um so you guys can all see it um and whatnot so so nathan this week we're going to talk about how to balance the different aspects of our lives yeah um and you know it's interesting how we talk about things on how we balance it um we get into the stuff a lot um and it's hard to pull ourselves away from it time because we're just dive deep into things yeah it can be really easy to just kind of get into get into what you're doing uh whether that's you know making phone calls emails checking out property values whatever and it can be really easy to get so wrapped up in that that you know late at night you're still doing that and and what else are you doing and how are you kind of achieving some kind of a balance there and then the opposite can be true where maybe you've got things at home and especially now everyone's more or less forced to stay home how how do you balance the family stuff that maybe you've got little kids around and things and how do you how do you you know effectively tell them listen dad's got to work and and take the time to be able to be at work rather than at home even though you're at home so it's kind of figuring out that balance and how do you how do you juggle that so you know my kids walking all the time hey dad you know it just what you know so i agree with you um and pre-cove it was just as difficult um i think for me i've tried to not avoid spending time with them so i just squeeze in the business time when they're sleeping busy or doing something different um but then they get tracked in their thing and they let you know when we get separated but if we're back to school they'd be away anyway so right yeah it's there's different ways to do it and i don't know that there's necessarily a right or wrong way but is figuring out how you do it i had i i've always worked from home um very early on i've decided that i don't care what i do as long as i do it from home but then i got into this business and and i actually really really enjoy it so it's it's a pretty perfect world but i actually i set regular hours so i'll go more or less nine to five uh and i'll be in the office during those hours and including you know like i've got a separate phone line for my office and i actually have currently i'm i keep talking about switching over my phone so that both phones are in one but i haven't done it yet but my office phone the cell phone and the office line they actually stay in the office after five o'clock unless i'm maybe expecting a call or something like that but i'll i'll leave it in the office and close the door and walk away and and so you treat like a job you treat like a nine to five uh with overtime once in a while yeah and and with flexible you know relatively flexible schedule like i can if i this year i haven't gone at all but uh just kovit's been in the way but normally in the winter uh i get a pass for our our ski hill in town here that's five minutes away and i'll i'll go snowboarding from 9 until 10 10 30 and then come back and go to work this year i haven't done that and and i can do that and i can just come in and get right to it and go to work and maybe i have a shorter lunch hour that day or something but yeah you know make it up the fact your structure helps a lot right you're very organized very structured uh and i think that getting into that habit is very very helpful um when you're you're managing little kids that's makes it difficult because you feel like you're missing out on things yeah um you know when they get home from school and they want to show that what they did that day and to pull yourself away from it even when you're if you're working your day job guys you know pull yourself away from me it's difficult i know i've caught myself pull myself away a little too much because i feel like hey we're here together try to take advantage because they're small right yeah yeah um so how old are your kids dave eight and ten okay so they're in second and fourth grade right so uh for me they're at that age where it's i know within just a few years we're gonna be a nobody to them yeah so trying to enjoy them as much as you can is appreciative yeah um yeah but you know my wife works real late at night so she feels even more the burden when she's away especially cove at times so it's interesting to see that you have the ability to structure that i think that if a tape comes in are you going to push it off are you going to dive into it it comes at 4 30.

um most of the time so early on when my kids were i've got three kids uh they're now 11 13 and 15. okay uh so they're they're older enough now that all come and say hi when they get home from school and things but they don't typically come into the office unless they need something or something like that which is fine and then i'll i'll respond but early on right around 18 months two years uh it was kind of a training thing for the kids and like no dad's got to work and and i'm sure it's hard because what do you mean dad you're working you're in the house yeah you're on the computer plane you know i'm on whatever video game i'm playing you're on your video game and they don't get connected to um and then they get bored easily so for me i think you know i can relate to a lot of the people who are working the day job um and that in that blend of working your day job working with little kids um making sure dinner's ready for dinner time because the life's going on late um but also the effect of managing how to balance making phone calls contacting sellers managing assets and doing this the other stuff luckily i have a very flexible day job where i can take my breaks when i need to um and it has nothing to do with what we do which is even better right so you know for me i utilize breaks lunch time and i schedule things around that um i don't need to share with the sellers or person what i do it's just this is what's at right and um will hinder sometimes getting a bigger deal sometimes but if you have the systems in place i often feel you don't need to right um you can get systems in place where you can automate things a little bit faster where you're not juggling a lot you're juggling just a little bit when we first got started we were analyzing tapes we were doing all these webinars with that it was just dive in deep you spent a few hours you're on excel or whatever you're on and you're drilling down on zillow for hours and you do that for hours and that was really what about until social media took over and just blew up where you're now interacting with people um i think for me juggling those kind of things was it was difficult more now because we're all home than it was at my job where i can jump in the car and go or i could take a lunch break and grab my computer yeah do you have like dedicated space in your house for your office yeah we have a spare bedroom okay um so i have uh it's for guests that come over or whatever so i utilize that because 99 of time no one's there yeah um i can go in the basement they have their own rooms all separated so and then for phone calls that i'm sure we i shared prior we use google voice yeah we shut it down you know it's open at nine it closes at five yeah i called somebody i was on the phone with somebody just yesterday um they're out of las vegas a brand new investor and we spend an hour on the phone call from my google voice if they text or call me later it's it's turned off the day i'm not bothered by it um we're not distracted by it they're not bothered more distracted because you and i both know we get a tape in hand like it's due i want to be on that fast yes and if you don't have that connected to you you're not going to see it the next morning right right yeah and so i had that that was another thing i did a couple years ago actually was and again have i missed out on some things maybe but i actually on my cell phone i set off i i turned off notifications from gmail which is where all of my email goes through but i actually turned off notifications uh because i'm getting you know work notifications constantly all through the day and night and and it was just really distracting and yeah and pulling me back into work when i'm supposed to be at home and so that was tough so i turned it off and it's been great that's a cool idea you know i haven't thought about that because normally i i have my my business open all that stuff but i think it over turning it off just for night time is actually beneficial because you're not you're not distracted you're not focused you know um it's something to do with facebook too guys um yeah turn that off you can um separate friends on facebook and just have it filtered um we don't i don't go on social media that much so i can't really talk about that but i use the messenger which is beneficial if you can create your own account that's wonderful i know a lot of people have done that um i just haven't because it just doesn't make sense to me so when you got into the thick of things when things get a little hectic how do you manage that with looking into assets dealing with issues how do you balance that so that's a great question so a few years ago uh as we got more and more assets when it when it was like 10 not so big a deal uh but once it got beyond like 50 loans they were managing um it can start to get kind of crazy yeah where and what do you spend your time on at any given time and how do you make sure that you're you know making sure everything gets done so my wife and i sat down we actually took a a two-day working vacation where we actually traded houses with my parents so they lived two hours away they came over to our house to watch the kids and we went to their house and for two full days like we're talking nine in the morning until like 11 o'clock at night we just we went through every single thing that both of us do she works with me and the both of us do in the business and and just detailed everything everything everything everything um and then just started separating it out and saying okay so and and a lot of it was just going through the processes and saying okay so do we need all those steps or are we missing a step and just kind of mapped out everything and that was extremely helpful and within that one of the things that we kind of figured out is okay so um just scheduling so for example and i i had it up in my wall on in my old office but i don't anymore but i would do mondays was for performing loans so if i was if i was dealing with um mods or if i was dealing with borrowers that were late on payments or something like that monday was the day i dealt with that more or less okay okay tuesday and this is still the case tuesday is lawyer day tuesdays is when i check in with my lawyers see how things are going where is it at what are we doing is it moving forward or not or why and why not and all that kind of thing wednesday is reo day thursday was is kind of a flex day where i could deal with a lot of um like new tapes uh acquisitions that kind of thing was mostly on thursdays and then fridays was kind of a catch-up in the office day okay so if i had mail that i hadn't opened yet uh things like that and just kind of reorganizing everything making sure it's all done by the end of the week and then and then fridays often was a follow-up day as well from something i did on monday or wednesday mostly gotcha that's cool that's how i set it up and it works great so are you ever times where you're exploring new you know tools or new services out there like oh i have a new reo how do you fit that in that schedule that's usually on a thursday okay so all you know talk to somebody that's trying to get me to to buy their bpo product or something like that um i'll talk to them on fridays or thursdays sorry okay and uh that's my day to kind of take care of that sort of thing thursday or friday okay gotcha and you probably have this all set up organized and so the fact that every time something new comes in you just flag up that day that's pretty awesome yeah um and it's not perfect and you know sometimes i'm contacting a lawyer on a thursday and that's fine but yeah that's cool a general structure and what kind of organizational skills services or tools or software do you use right now are you using a email system or a crm system i crm i use pipedrive okay and uh and so it's it's great so like i know if um i'm starting a foreclosure on something then i will schedule a follow-up for the next tuesday or you know two weeks from now on a tuesday so that i know that's it's a lawyer thing and it's a foreclosure so that's on the tuesday and and it very easily keeps track that for me so that when i open my list of things to do for the day it's all set for me and i don't have to think about it too much cool and pipedrive also connects your email so it can filter emails into it yeah which is incredibly helpful yeah i mean that's awesome situation for those who are working a day job you know it's hard to be structured where you can spend you can't spend seven hours or even five hours doing something now for me i used to work late night i used to work the you know the kids went to bed at nine i'd be up to like shoot for like 11 30 12 o'clock yeah and then i realized that uh the 11 30 turns off two three in the morning and i said this is not working um because i wanted to separate my time and let them you know when they're sleeping take busy stuff and of course my you know w-2 doesn't interfere there yeah so i swapped it i said listen if i'm not going about two or three in the morning because i don't have a dead time i switched off and went to i'm gonna get up early okay so instead of going from nine to twelve and then be able to go until two if i need to because i'm not feeling sleepy for the next day yeah i get up at five and i can work for two three hours and have a dead time because i have to get going um and it worked a lot better to keep me organized obviously covet that change a lot yeah but i'm able to work for three hours straight the kids aren't up yet usually and they're up at 7 30 to put tv on or whatever they're doing for a half hour yeah so i usually had three solid hours of just catching up time uh besides what i had at nighttime um and during the day um and i would take off a day every probably every month to kind of catch up on stuff that people have been selling me or whatever and make phone calls and stuff like that for attorneys i would just set my we use trillo um to free service and we google sheets for notification so i'll set a date and it will send me an email of everything i have to do based on my my organizational spreadsheet thing um same thing with my system so we have time frames right okay that was set for this date follow up on this date and here's the email link to where it's at so for me that worked the best um i'm not set on the days where things happen and i think that that would actually help me a lot too um it's it's great it's funny if aaron's on she knows yeah she knows tuesday's the day of the night tuesday's events day cool hopefully erin's getting out covered i know my office has been emailing her recently about it case we're dealing with a a weird bk situation so yeah um hopefully she and her husband are getting better uh getting back to work soon so i hope so so with your with your wife how do you guys separate i know she works in the business with you she's behind the scenes how do you guys separate your either maybe you don't decide the same way in something or dealing with the the fact that you boss or at work you know right and how do you manage that as a relationship that's a good one so um so here's my background she may be listening by the way so my background is i uh my schooling i took a business degree and within that i had to take two accounting classes and i got d minus and d minus like i hate accounting adding numbers subtracting like it's that's not a problem but the accounting part of it debits and credits and keeping track of things and you know like i would rather jump off a cliff i just i detested yeah my wife is not trained in that however uh she's very organized like to the extreme she's taught me so much about being organized and so because she's meticulous and organized she that fits for her personality really really well um know for the most part it's really not that big of an issue okay uh i don't think that either one of us really feel like we're telling each other what to do it's just uh we've and same thing we've always worked together that's that's been part of our thing forever and we work really well together and she she knows that i've got much more um experience and an education with notes and so she's more than happy to just say so how does that work and and kind of talk through it that way and then same thing i'd say so i need numbers on if just today she's asking me for numbers on the property we're closing and and i'm like okay so what am i asking the attorney for and then she's got to like spell it out because i don't even know what i'm talking about when i when i get to that so i i've not met your wife i know she doesn't go to conferences much um she didn't come to hear her speak i know she'd be on the scenes my wife obviously you met uh we're in vegas when we first met yeah my wife is the organized person um she doesn't like spreadsheets she hates numbers um you know i helped with some spreadsheets she had for her business uh for in healthcare uh but she doesn't understand the stuff she understand to a point she had plenty of nights with her friend um that he's explained a lot to her uh because she don't want to hear from me but i think that for her she she wants to know somewhat about what's going on sure it allows her to connect with me even if she doesn't understand completely she'll say well why do that and kind of let me think and it's more of a understanding where my brain is and make sure that she's not in tune with what i'm deciding because we're a couple yeah um even though i have the experience she wants to have an idea of just a thumb press heartbeat sensor on what's going on yeah um which is interesting because you know i also my our assistant lauren she also is more of an organizer inside that side of it so i think that for me that's my balance i'm not the organized person i'm more of the you know a to z get it done get it working and move on um i'm not the colors like that which i think the wipe is yeah it's interesting because a lot of thing i've done is been you know get the get the calculator working i don't care how confusing it is it works it processes things and that's it yeah and for somebody that's confusing yeah yeah so obviously you've never had the w-2 while doing this um you've talked to other investors what advice have you given them that's working on w-2 how to balance it and what concerns they should have or what do you think what's your advice you know i think one of the the biggest things to to really get your head around and comprehend uh is that this whole notion of balance about everything being equal is totally false completely false there's no such thing as everything being balanced all the time that it's just a false notion yeah sometimes um so for example if you're at home be home yes if you're at work be at work and and you're not doing home at work and all things in consideration but you know that's where your focus is and and if you've got a deadline that you've got to meet uh putting in bids or or i don't know whatever it is uh then that's where your focus is that's it's imbalanced to work at that moment and then on the weekend you're spending time with your family or whatever you're doing yeah it's imbalanced to that and that's okay and and just don't try to achieve this perfect you know equality because there isn't yeah you just you have to understand that that different things are important at different times for different reasons and and spend your time and energy in that thing when you need to and then once it's done go focus on another area and you'll be okay and i think with that mindset but you know when because if you think everything's a balance you get the email that something is on fire yeah you just that throws up the whole balance i mean you're like oh crap what the hell happened here yeah um and you have to shift gears so for type a it's hard to do that it's harder to adjust and with this space it is right you could be working crazy and then as you me you both talked we've gotten a ton of assets in the last month and a half i it the the floodgates opened up we're seeing a lot um 200 and 750 i asked it the other day we got another 22 just yesterday afternoon um i i've been on another 40 it's just been unreal and it's interesting because now you know for me we process our loans go through a calculator and i'm now not having to be as crazy with the seller say listen if you don't like it i move on because i got so much other going on yeah and it's flipping that because before it was seller's market right you know for the most part um pricing is still what they are but i think for me it's interesting to see the fact that you know you have to be flexible to a point right now my email is higher than it ever was yeah just trying to balance it right now is impossible yeah and i have to just cut it off and say it is what it is you know my wife's dealing with the same thing she has 600 inboxer working and she's doing medical stuff and like you know she's just hierarchy and stuff or one of our good friends ronaldo he he's like listen i'm sometimes a couple thousand in the hole yeah and it's just you can't manage it and the expectations to have that complete balance you're going to have a hard time because it just doesn't work right so i mean i'd love to hear anything any questions we're just kind of ranting here um if people have questions feel free to jump in but we wanted to share with you guys our thoughts the concerns we have in the fact that what we deal with we're not perfect we're going to struggle sometimes there's some time i reach out nathan he's like listen i'm swapped i'll say the same thing february was a swamp month for me i just i'm looking for to get out of it um so you know and if you look for assets and you didn't get any last month keep asking around because they're they're around um so and i think they're gonna yeah with evictions coming i mean the next year and that's foreclosures and and we'll see you know and then at work it's what difference is that going to make so me and nathan we're talking um i want to let you guys know that those who haven't seen we have a ton of agents on our list we have a ton of assets available for sale we just released 11 ounces for sale we're probably gonna be we announced some of the winners um there may be a little bit of an issue because one of the sellers was all or nothing um but we have assets for sale we listed up three or four more new ones in the past three days so take a look at the asset list um but we're planning our next few weeks uh guys so we're trying to bring on guest people to talk about different things uh next week we'll be talking seconds um just discussing that kind of realm uh the following week we're gonna be talking uh with about what value what what the what going rate for some loans are uh what people are paying for loans from a bigger scale so you can get an idea of what you should be bidding that's a common question um and we have a few more things we want to bring some new investors back on the call we had a few weeks ago was really really awesome um and we got a lot of good feedback that it helped people understand yeah because we we want to relate to newer people because that's where we were and we understand it we want to help you guys yeah and we all start somewhere and you know don't be embarrassed because you haven't done this or that who cares we all start somewhere and when we start we're terrible at it we get better and better and better that's that's the point yeah and were talking last night someone's like i don't know what's training to take you know and we have a training but there's plenty other good ones she mentioned kimberly's one out there and they're all good she's reading books and you know some people are saying quant banks and i just i i hedge away from that kind of mindset but the best thing we tell people do is just jump in don't buy an asset but ask questions you know just ask questions in the social media and get feedback get understanding connect with somebody you relate to and just pick the brain um when you're dealing with you know your day job maybe meet up with somebody online and just hey let's work together on a common goal and let's work together and communicate better so that when you're struggling i can pick you up yeah yeah no yeah having somebody to bounce ideas off of is is priceless and yes a lot of what my wife is and i think yours as well is just okay so here's the situation we haven't done this one before yeah what do you think and what's what some ideas of how we can approach this yeah we're we're coming out with we're doing a consulting slash private mentorship with someone and i wasn't sure about how to set that up to make sure it's separated and comfortable and my wife was great to bounce it off yeah um but then we're coming out with the idea of having a mentorship mastermind soon in that kind of process is also something i'm bouncing off other people to get their opinion on what will work for the masses i'm not gonna be it's not gonna be a beginner's mentorship kind of thing but for the masses and it may not strictly be on notes it could be on different things we're gonna focus a little bit on notes that's where our bread and butter is but i don't want to be limiting to only notes because i think that that would do people a disservice to be part of a community where we're only focusing on one type of investment um and it's um that's why we're doing this today is yeah it's life yeah how do you juggle life but yeah make sure you're doing the right thing at the right time yeah so i i appreciate those who are watching i know that people feeding in um and taking looking notes um the person told me last night she's like listen i'm not gonna comment i'm not feeling comfortable doing that kind of stuff and that's okay you know we can see who watched it later on stuff and at the end of the day if one person watches 100 people watch it and someone gets a nugget out of it and it helps them that's we're here for right yeah we're just trying to keep out open up there and be there for people who need to help um i know i've gotten calls and whatnot we also sent us to a podcast so if you're in your car you don't have a chance to tune in live um you can go to a jkp podcast thing of mine i'm sure exactly what's called but it's a podcast that we have um that we upload face uh webinars it goes to youtube but also goes to a podcast that we have yeah so to wrap it up i think for us juggling multiple things is about almost turning the light switch on or off that's a big part of it and that's hard to do because you're afraid of missing out or afraid of losing a deal but you gotta do that because you're not present at the time you're not there yeah and there's there's very few emergencies that happen at nine o'clock at night that can't be resolved at nine o'clock in the morning so yeah yeah yeah there are the occasional one but you know what if the house is on fire it's on fire and it's gonna happen and you know whoever's local they're gonna call the fire department whatever else and if you need to file an insurance claim you can do that tomorrow it's not going to make a difference tonight i hate to say it's emotional but it's all it is emotional you physically can't change or correct insurance is going to take a duty and do what they do yeah um and that's he gets stuck at right we get emotional about things and then it shouldn't be um i always tell people what advice would you give somebody else in that situation you know if you think outside your bubble you start going oh wait i can't do anything about this so what am i leaving a dinner table for yeah worrying about it isn't gonna no so absolutely so it's interesting probably are you a morning person are you more of a night person i know we put a poll on our group earlier i so my morning i don't sleep in i i my wife can sleep till 10 uh there's no way i could sleep until 10 i'm i'm not that i'm i don't enjoy sleeping in i just i wake up and so i'm my normal is we wake up at what quarter to seven and then my job is actually i get kids uh lunches together that's my morning routine gotcha um so i mean i'm i and then i'll go exercise i'll whatever shower all that kind of stuff and i'm in the office usually somewhere between 8 30 and 9 30 depending on what i've got going on that day and that's it and then at night i actually enjoy my sleep and so i don't i don't love staying up late um i will if there's something going on but you know in bed by 11.

yeah but but for me between five and 11 i'm home and you know i know my my office is in my home but i'll close those doors and that's it and then we'll hang out we'll watch a movie we'll i don't know whatever it is and dinner as a family all that kind of thing and and everything else shuts down and i'll see you tomorrow yeah it's it's awesome to see that you have that disconnect and i know that most people were saying i don't have that nine-to-five time to to break out and you have eight hours catch up um and you know i think if you connect with people and you reach out and you network more you can find another way of doing that right yeah you find a team of people and if we're gonna be doing an early morning thing in our group you know coffee in the morning kind of thing at like 6 30.

and for those who are tuning in you may be able to connect with somebody that you can bounce off of yes so then maybe you're not breaking up where if you're not able to run an asset list the other person can things like that just to save you some time because you're not going to do everything that nathan does or i do in my automation tools you're not going to and it's okay not to yeah and it you'll miss out on an asset dramatically that it's a terrible situation because most of the time you're not gonna buy the asset we're buying it just it's just the way it is and i think you know there's there's really no wrong way to do it and debatable but yeah but my my i guess my biggest advice is just be intentional so if if you're planning on looking at new loans because you work in nine to five if you're planning on working from you know seven till ten o'clock at night that's fine but just make that intentional yeah and schedule it in and if that's the case then great and if you're deciding that you want to just not do that and and get up in the morning then do it in the morning or whatever it is but just be intentional about it and don't just like let it happen yeah yeah i think if you let it happen it will happen to you all right exactly turn your notifications off with a great idea um get off facebook when you're supposed to be doing emails yeah um it's easy to get distracted um computers all have that way to block out and stop things from happening your phone does it too um so use those technologies to your advantage um and you know if you can automate things like they do go for it because it will help you save some time where i can literally send up a list from wherever i'm at in the portal get my data and then send it off um see if you can do things like that you know but i think that connecting with people and being diligent what you're saying and setting up that time and blocking out i'm gonna go through email for two hours yeah you know i'm gonna look at assets um i'm flabbergasted with it so i'm pretty impressed that that happened and surprised it took a while but that's okay it is what it is so those again who just tuned in um we went right to the breaking news feel like the news that canister texas uh federal judge just announced that the um moratorium on landlords evictions is a unconstitutional any drug in congress so pretty interesting stuff right there it'll be interested to see what happens with that yeah and kind of what the follow it's going to be from that that's that's a pretty big deal yeah so i mean you can texas judge finds national eviction ban unconstitutional so definitely i'll uh i'll post them to the comment section um so you guys can all see it um and whatnot so so nathan this week we're going to talk about how to balance the different aspects of our lives yeah um and you know it's interesting how we talk about things on how we balance it um we get into the stuff a lot um and it's hard to pull ourselves away from it time because we're just dive deep into things yeah it can be really easy to just kind of get into get into what you're doing uh whether that's you know making phone calls emails checking out property values whatever and it can be really easy to get so wrapped up in that that you know late at night you're still doing that and and what else are you doing and how are you kind of achieving some kind of a balance there and then the opposite can be true where maybe you've got things at home and especially now everyone's more or less forced to stay home how how do you balance the family stuff that maybe you've got little kids around and things and how do you how do you you know effectively tell them listen dad's got to work and and take the time to be able to be at work rather than at home even though you're at home so it's kind of figuring out that balance and how do you how do you juggle that so you know my kids walking all the time hey dad you know it just what you know so i agree with you um and pre-cove it was just as difficult um i think for me i've tried to not avoid spending time with them so i just squeeze in the business time when they're sleeping busy or doing something different um but then they get tracked in their thing and they let you know when we get separated but if we're back to school they'd be away anyway so right yeah it's there's different ways to do it and i don't know that there's necessarily a right or wrong way but is figuring out how you do it i had i i've always worked from home um very early on i've decided that i don't care what i do as long as i do it from home but then i got into this business and and i actually really really enjoy it so it's it's a pretty perfect world but i actually i set regular hours so i'll go more or less nine to five uh and i'll be in the office during those hours and including you know like i've got a separate phone line for my office and i actually have currently i'm i keep talking about switching over my phone so that both phones are in one but i haven't done it yet but my office phone the cell phone and the office line they actually stay in the office after five o'clock unless i'm maybe expecting a call or something like that but i'll i'll leave it in the office and close the door and walk away and and so you treat like a job you treat like a nine to five uh with overtime once in a while yeah and and with flexible you know relatively flexible schedule like i can if i this year i haven't gone at all but uh just kovit's been in the way but normally in the winter uh i get a pass for our our ski hill in town here that's five minutes away and i'll i'll go snowboarding from 9 until 10 10 30 and then come back and go to work this year i haven't done that and and i can do that and i can just come in and get right to it and go to work and maybe i have a shorter lunch hour that day or something but yeah you know make it up the fact your structure helps a lot right you're very organized very structured uh and i think that getting into that habit is very very helpful um when you're you're managing little kids that's makes it difficult because you feel like you're missing out on things yeah um you know when they get home from school and they want to show that what they did that day and to pull yourself away from it even when you're if you're working your day job guys you know pull yourself away from me it's difficult i know i've caught myself pull myself away a little too much because i feel like hey we're here together try to take advantage because they're small right yeah yeah um so how old are your kids dave eight and ten okay so they're in second and fourth grade right so uh for me they're at that age where it's i know within just a few years we're gonna be a nobody to them yeah so trying to enjoy them as much as you can is appreciative yeah um yeah but you know my wife works real late at night so she feels even more the burden when she's away especially cove at times so it's interesting to see that you have the ability to structure that i think that if a tape comes in are you going to push it off are you going to dive into it it comes at 4 30.

um most of the time so early on when my kids were i've got three kids uh they're now 11 13 and 15. okay uh so they're they're older enough now that all come and say hi when they get home from school and things but they don't typically come into the office unless they need something or something like that which is fine and then i'll i'll respond but early on right around 18 months two years uh it was kind of a training thing for the kids and like no dad's got to work and and i'm sure it's hard because what do you mean dad you're working you're in the house yeah you're on the computer plane you know i'm on whatever video game i'm playing you're on your video game and they don't get connected to um and then they get bored easily so for me i think you know i can relate to a lot of the people who are working the day job um and that in that blend of working your day job working with little kids um making sure dinner's ready for dinner time because the life's going on late um but also the effect of managing how to balance making phone calls contacting sellers managing assets and doing this the other stuff luckily i have a very flexible day job where i can take my breaks when i need to um and it has nothing to do with what we do which is even better right so you know for me i utilize breaks lunch time and i schedule things around that um i don't need to share with the sellers or person what i do it's just this is what's at right and um will hinder sometimes getting a bigger deal sometimes but if you have the systems in place i often feel you don't need to right um you can get systems in place where you can automate things a little bit faster where you're not juggling a lot you're juggling just a little bit when we first got started we were analyzing tapes we were doing all these webinars with that it was just dive in deep you spent a few hours you're on excel or whatever you're on and you're drilling down on zillow for hours and you do that for hours and that was really what about until social media took over and just blew up where you're now interacting with people um i think for me juggling those kind of things was it was difficult more now because we're all home than it was at my job where i can jump in the car and go or i could take a lunch break and grab my computer yeah do you have like dedicated space in your house for your office yeah we have a spare bedroom okay um so i have uh it's for guests that come over or whatever so i utilize that because 99 of time no one's there yeah um i can go in the basement they have their own rooms all separated so and then for phone calls that i'm sure we i shared prior we use google voice yeah we shut it down you know it's open at nine it closes at five yeah i called somebody i was on the phone with somebody just yesterday um they're out of las vegas a brand new investor and we spend an hour on the phone call from my google voice if they text or call me later it's it's turned off the day i'm not bothered by it um we're not distracted by it they're not bothered more distracted because you and i both know we get a tape in hand like it's due i want to be on that fast yes and if you don't have that connected to you you're not going to see it the next morning right right yeah and so i had that that was another thing i did a couple years ago actually was and again have i missed out on some things maybe but i actually on my cell phone i set off i i turned off notifications from gmail which is where all of my email goes through but i actually turned off notifications uh because i'm getting you know work notifications constantly all through the day and night and and it was just really distracting and yeah and pulling me back into work when i'm supposed to be at home and so that was tough so i turned it off and it's been great that's a cool idea you know i haven't thought about that because normally i i have my my business open all that stuff but i think it over turning it off just for night time is actually beneficial because you're not you're not distracted you're not focused you know um it's something to do with facebook too guys um yeah turn that off you can um separate friends on facebook and just have it filtered um we don't i don't go on social media that much so i can't really talk about that but i use the messenger which is beneficial if you can create your own account that's wonderful i know a lot of people have done that um i just haven't because it just doesn't make sense to me so when you got into the thick of things when things get a little hectic how do you manage that with looking into assets dealing with issues how do you balance that so that's a great question so a few years ago uh as we got more and more assets when it when it was like 10 not so big a deal uh but once it got beyond like 50 loans they were managing um it can start to get kind of crazy yeah where and what do you spend your time on at any given time and how do you make sure that you're you know making sure everything gets done so my wife and i sat down we actually took a a two-day working vacation where we actually traded houses with my parents so they lived two hours away they came over to our house to watch the kids and we went to their house and for two full days like we're talking nine in the morning until like 11 o'clock at night we just we went through every single thing that both of us do she works with me and the both of us do in the business and and just detailed everything everything everything everything um and then just started separating it out and saying okay so and and a lot of it was just going through the processes and saying okay so do we need all those steps or are we missing a step and just kind of mapped out everything and that was extremely helpful and within that one of the things that we kind of figured out is okay so um just scheduling so for example and i i had it up in my wall on in my old office but i don't anymore but i would do mondays was for performing loans so if i was if i was dealing with um mods or if i was dealing with borrowers that were late on payments or something like that monday was the day i dealt with that more or less okay okay tuesday and this is still the case tuesday is lawyer day tuesdays is when i check in with my lawyers see how things are going where is it at what are we doing is it moving forward or not or why and why not and all that kind of thing wednesday is reo day thursday was is kind of a flex day where i could deal with a lot of um like new tapes uh acquisitions that kind of thing was mostly on thursdays and then fridays was kind of a catch-up in the office day okay so if i had mail that i hadn't opened yet uh things like that and just kind of reorganizing everything making sure it's all done by the end of the week and then and then fridays often was a follow-up day as well from something i did on monday or wednesday mostly gotcha that's cool that's how i set it up and it works great so are you ever times where you're exploring new you know tools or new services out there like oh i have a new reo how do you fit that in that schedule that's usually on a thursday okay so all you know talk to somebody that's trying to get me to to buy their bpo product or something like that um i'll talk to them on fridays or thursdays sorry okay and uh that's my day to kind of take care of that sort of thing thursday or friday okay gotcha and you probably have this all set up organized and so the fact that every time something new comes in you just flag up that day that's pretty awesome yeah um and it's not perfect and you know sometimes i'm contacting a lawyer on a thursday and that's fine but yeah that's cool a general structure and what kind of organizational skills services or tools or software do you use right now are you using a email system or a crm system i crm i use pipedrive okay and uh and so it's it's great so like i know if um i'm starting a foreclosure on something then i will schedule a follow-up for the next tuesday or you know two weeks from now on a tuesday so that i know that's it's a lawyer thing and it's a foreclosure so that's on the tuesday and and it very easily keeps track that for me so that when i open my list of things to do for the day it's all set for me and i don't have to think about it too much cool and pipedrive also connects your email so it can filter emails into it yeah which is incredibly helpful yeah i mean that's awesome situation for those who are working a day job you know it's hard to be structured where you can spend you can't spend seven hours or even five hours doing something now for me i used to work late night i used to work the you know the kids went to bed at nine i'd be up to like shoot for like 11 30 12 o'clock yeah and then i realized that uh the 11 30 turns off two three in the morning and i said this is not working um because i wanted to separate my time and let them you know when they're sleeping take busy stuff and of course my you know w-2 doesn't interfere there yeah so i swapped it i said listen if i'm not going about two or three in the morning because i don't have a dead time i switched off and went to i'm gonna get up early okay so instead of going from nine to twelve and then be able to go until two if i need to because i'm not feeling sleepy for the next day yeah i get up at five and i can work for two three hours and have a dead time because i have to get going um and it worked a lot better to keep me organized obviously covet that change a lot yeah but i'm able to work for three hours straight the kids aren't up yet usually and they're up at 7 30 to put tv on or whatever they're doing for a half hour yeah so i usually had three solid hours of just catching up time uh besides what i had at nighttime um and during the day um and i would take off a day every probably every month to kind of catch up on stuff that people have been selling me or whatever and make phone calls and stuff like that for attorneys i would just set my we use trillo um to free service and we google sheets for notification so i'll set a date and it will send me an email of everything i have to do based on my my organizational spreadsheet thing um same thing with my system so we have time frames right okay that was set for this date follow up on this date and here's the email link to where it's at so for me that worked the best um i'm not set on the days where things happen and i think that that would actually help me a lot too um it's it's great it's funny if aaron's on she knows yeah she knows tuesday's the day of the night tuesday's events day cool hopefully erin's getting out covered i know my office has been emailing her recently about it case we're dealing with a a weird bk situation so yeah um hopefully she and her husband are getting better uh getting back to work soon so i hope so so with your with your wife how do you guys separate i know she works in the business with you she's behind the scenes how do you guys separate your either maybe you don't decide the same way in something or dealing with the the fact that you boss or at work you know right and how do you manage that as a relationship that's a good one so um so here's my background she may be listening by the way so my background is i uh my schooling i took a business degree and within that i had to take two accounting classes and i got d minus and d minus like i hate accounting adding numbers subtracting like it's that's not a problem but the accounting part of it debits and credits and keeping track of things and you know like i would rather jump off a cliff i just i detested yeah my wife is not trained in that however uh she's very organized like to the extreme she's taught me so much about being organized and so because she's meticulous and organized she that fits for her personality really really well um know for the most part it's really not that big of an issue okay uh i don't think that either one of us really feel like we're telling each other what to do it's just uh we've and same thing we've always worked together that's that's been part of our thing forever and we work really well together and she she knows that i've got much more um experience and an education with notes and so she's more than happy to just say so how does that work and and kind of talk through it that way and then same thing i'd say so i need numbers on if just today she's asking me for numbers on the property we're closing and and i'm like okay so what am i asking the attorney for and then she's got to like spell it out because i don't even know what i'm talking about when i when i get to that so i i've not met your wife i know she doesn't go to conferences much um she didn't come to hear her speak i know she'd be on the scenes my wife obviously you met uh we're in vegas when we first met yeah my wife is the organized person um she doesn't like spreadsheets she hates numbers um you know i helped with some spreadsheets she had for her business uh for in healthcare uh but she doesn't understand the stuff she understand to a point she had plenty of nights with her friend um that he's explained a lot to her uh because she don't want to hear from me but i think that for her she she wants to know somewhat about what's going on sure it allows her to connect with me even if she doesn't understand completely she'll say well why do that and kind of let me think and it's more of a understanding where my brain is and make sure that she's not in tune with what i'm deciding because we're a couple yeah um even though i have the experience she wants to have an idea of just a thumb press heartbeat sensor on what's going on yeah um which is interesting because you know i also my our assistant lauren she also is more of an organizer inside that side of it so i think that for me that's my balance i'm not the organized person i'm more of the you know a to z get it done get it working and move on um i'm not the colors like that which i think the wipe is yeah it's interesting because a lot of thing i've done is been you know get the get the calculator working i don't care how confusing it is it works it processes things and that's it yeah and for somebody that's confusing yeah yeah so obviously you've never had the w-2 while doing this um you've talked to other investors what advice have you given them that's working on w-2 how to balance it and what concerns they should have or what do you think what's your advice you know i think one of the the biggest things to to really get your head around and comprehend uh is that this whole notion of balance about everything being equal is totally false completely false there's no such thing as everything being balanced all the time that it's just a false notion yeah sometimes um so for example if you're at home be home yes if you're at work be at work and and you're not doing home at work and all things in consideration but you know that's where your focus is and and if you've got a deadline that you've got to meet uh putting in bids or or i don't know whatever it is uh then that's where your focus is that's it's imbalanced to work at that moment and then on the weekend you're spending time with your family or whatever you're doing yeah it's imbalanced to that and that's okay and and just don't try to achieve this perfect you know equality because there isn't yeah you just you have to understand that that different things are important at different times for different reasons and and spend your time and energy in that thing when you need to and then once it's done go focus on another area and you'll be okay and i think with that mindset but you know when because if you think everything's a balance you get the email that something is on fire yeah you just that throws up the whole balance i mean you're like oh crap what the hell happened here yeah um and you have to shift gears so for type a it's hard to do that it's harder to adjust and with this space it is right you could be working crazy and then as you me you both talked we've gotten a ton of assets in the last month and a half i it the the floodgates opened up we're seeing a lot um 200 and 750 i asked it the other day we got another 22 just yesterday afternoon um i i've been on another 40 it's just been unreal and it's interesting because now you know for me we process our loans go through a calculator and i'm now not having to be as crazy with the seller say listen if you don't like it i move on because i got so much other going on yeah and it's flipping that because before it was seller's market right you know for the most part um pricing is still what they are but i think for me it's interesting to see the fact that you know you have to be flexible to a point right now my email is higher than it ever was yeah just trying to balance it right now is impossible yeah and i have to just cut it off and say it is what it is you know my wife's dealing with the same thing she has 600 inboxer working and she's doing medical stuff and like you know she's just hierarchy and stuff or one of our good friends ronaldo he he's like listen i'm sometimes a couple thousand in the hole yeah and it's just you can't manage it and the expectations to have that complete balance you're going to have a hard time because it just doesn't work right so i mean i'd love to hear anything any questions we're just kind of ranting here um if people have questions feel free to jump in but we wanted to share with you guys our thoughts the concerns we have in the fact that what we deal with we're not perfect we're going to struggle sometimes there's some time i reach out nathan he's like listen i'm swapped i'll say the same thing february was a swamp month for me i just i'm looking for to get out of it um so you know and if you look for assets and you didn't get any last month keep asking around because they're they're around um so and i think they're gonna yeah with evictions coming i mean the next year and that's foreclosures and and we'll see you know and then at work it's what difference is that going to make so me and nathan we're talking um i want to let you guys know that those who haven't seen we have a ton of agents on our list we have a ton of assets available for sale we just released 11 ounces for sale we're probably gonna be we announced some of the winners um there may be a little bit of an issue because one of the sellers was all or nothing um but we have assets for sale we listed up three or four more new ones in the past three days so take a look at the asset list um but we're planning our next few weeks uh guys so we're trying to bring on guest people to talk about different things uh next week we'll be talking seconds um just discussing that kind of realm uh the following week we're gonna be talking uh with about what value what what the what going rate for some loans are uh what people are paying for loans from a bigger scale so you can get an idea of what you should be bidding that's a common question um and we have a few more things we want to bring some new investors back on the call we had a few weeks ago was really really awesome um and we got a lot of good feedback that it helped people understand yeah because we we want to relate to newer people because that's where we were and we understand it we want to help you guys yeah and we all start somewhere and you know don't be embarrassed because you haven't done this or that who cares we all start somewhere and when we start we're terrible at it we get better and better and better that's that's the point yeah and were talking last night someone's like i don't know what's training to take you know and we have a training but there's plenty other good ones she mentioned kimberly's one out there and they're all good she's reading books and you know some people are saying quant banks and i just i i hedge away from that kind of mindset but the best thing we tell people do is just jump in don't buy an asset but ask questions you know just ask questions in the social media and get feedback get understanding connect with somebody you relate to and just pick the brain um when you're dealing with you know your day job maybe meet up with somebody online and just hey let's work together on a common goal and let's work together and communicate better so that when you're struggling i can pick you up yeah yeah no yeah having somebody to bounce ideas off of is is priceless and yes a lot of what my wife is and i think yours as well is just okay so here's the situation we haven't done this one before yeah what do you think and what's what some ideas of how we can approach this yeah we're we're coming out with we're doing a consulting slash private mentorship with someone and i wasn't sure about how to set that up to make sure it's separated and comfortable and my wife was great to bounce it off yeah um but then we're coming out with the idea of having a mentorship mastermind soon in that kind of process is also something i'm bouncing off other people to get their opinion on what will work for the masses i'm not gonna be it's not gonna be a beginner's mentorship kind of thing but for the masses and it may not strictly be on notes it could be on different things we're gonna focus a little bit on notes that's where our bread and butter is but i don't want to be limiting to only notes because i think that that would do people a disservice to be part of a community where we're only focusing on one type of investment um and it's um that's why we're doing this today is yeah it's life yeah how do you juggle life but yeah make sure you're doing the right thing at the right time yeah so i i appreciate those who are watching i know that people feeding in um and taking looking notes um the person told me last night she's like listen i'm not gonna comment i'm not feeling comfortable doing that kind of stuff and that's okay you know we can see who watched it later on stuff and at the end of the day if one person watches 100 people watch it and someone gets a nugget out of it and it helps them that's we're here for right yeah we're just trying to keep out open up there and be there for people who need to help um i know i've gotten calls and whatnot we also sent us to a podcast so if you're in your car you don't have a chance to tune in live um you can go to a jkp podcast thing of mine i'm sure exactly what's called but it's a podcast that we have um that we upload face uh webinars it goes to youtube but also goes to a podcast that we have yeah so to wrap it up i think for us juggling multiple things is about almost turning the light switch on or off that's a big part of it and that's hard to do because you're afraid of missing out or afraid of losing a deal but you gotta do that because you're not present at the time you're not there yeah and there's there's very few emergencies that happen at nine o'clock at night that can't be resolved at nine o'clock in the morning so yeah yeah yeah there are the occasional one but you know what if the house is on fire it's on fire and it's gonna happen and you know whoever's local they're gonna call the fire department whatever else and if you need to file an insurance claim you can do that tomorrow it's not going to make a difference tonight i hate to say it's emotional but it's all it is emotional you physically can't change or correct insurance is going to take a duty and do what they do yeah um and that's he gets stuck at right we get emotional about things and then it shouldn't be um i always tell people what advice would you give somebody else in that situation you know if you think outside your bubble you start going oh wait i can't do anything about this so what am i leaving a dinner table for yeah worrying about it isn't gonna no so absolutely so it's interesting probably are you a morning person are you more of a night person i know we put a poll on our group earlier i so my morning i don't sleep in i i my wife can sleep till 10 uh there's no way i could sleep until 10 i'm i'm not that i'm i don't enjoy sleeping in i just i wake up and so i'm my normal is we wake up at what quarter to seven and then my job is actually i get kids uh lunches together that's my morning routine gotcha um so i mean i'm i and then i'll go exercise i'll whatever shower all that kind of stuff and i'm in the office usually somewhere between 8 30 and 9 30 depending on what i've got going on that day and that's it and then at night i actually enjoy my sleep and so i don't i don't love staying up late um i will if there's something going on but you know in bed by 11.

yeah but but for me between five and 11 i'm home and you know i know my my office is in my home but i'll close those doors and that's it and then we'll hang out we'll watch a movie we'll i don't know whatever it is and dinner as a family all that kind of thing and and everything else shuts down and i'll see you tomorrow yeah it's it's awesome to see that you have that disconnect and i know that most people were saying i don't have that nine-to-five time to to break out and you have eight hours catch up um and you know i think if you connect with people and you reach out and you network more you can find another way of doing that right yeah you find a team of people and if we're gonna be doing an early morning thing in our group you know coffee in the morning kind of thing at like 6 30.

and for those who are tuning in you may be able to connect with somebody that you can bounce off of yes so then maybe you're not breaking up where if you're not able to run an asset list the other person can things like that just to save you some time because you're not going to do everything that nathan does or i do in my automation tools you're not going to and it's okay not to yeah and it you'll miss out on an asset dramatically that it's a terrible situation because most of the time you're not gonna buy the asset we're buying it just it's just the way it is and i think you know there's there's really no wrong way to do it and debatable but yeah but my my i guess my biggest advice is just be intentional so if if you're planning on looking at new loans because you work in nine to five if you're planning on working from you know seven till ten o'clock at night that's fine but just make that intentional yeah and schedule it in and if that's the case then great and if you're deciding that you want to just not do that and and get up in the morning then do it in the morning or whatever it is but just be intentional about it and don't just like let it happen yeah yeah i think if you let it happen it will happen to you all right exactly turn your notifications off with a great idea um get off facebook when you're supposed to be doing emails yeah um it's easy to get distracted um computers all have that way to block out and stop things from happening your phone does it too um so use those technologies to your advantage um and you know if you can automate things like they do go for it because it will help you save some time where i can literally send up a list from wherever i'm at in the portal get my data and then send it off um see if you can do things like that you know but i think that connecting with people and being diligent what you're saying and setting up that time and blocking out i'm gonna go through email for two hours yeah you know i'm gonna look at assets for an hour i promise you sellers don't give you two days to look at assets you're going to get a week right so just block out a time you know we use trello we'll email to trillo and remind us um and go to our spreadsheet make sure we know we're doing and what our feedback is so all good so well i'll look forward to next week uh we'll be on next week on friday again pending anything crazy um i think we do a little bit later i have something at 11 30 that may get pushed so we're probably doing 12 30.

um but everything looks good i'm glad we can connect and talk about this is the open conversation that is tough sometime for people to admit um time management is not always our virtue so no but just take charge yeah run your business don't let it run you yeah that's it well guys thanks for watching i appreciate you guys tuning in again dave puts nathan turner take care everyone have a great weekend see ya try mute until it's countdown hey everybody dave what's here from jkp holdings alongside myself nathan turner how you doing my man very good very good good so um hopefully everyone um i guess we'll just jump right into it man so me and nathan were talking free video and we had some um amazing news came in today that i was pretty astonished by i just was busy on some other stuff going on uh but according to what we're hearing texas let's just go right to it texas court a ter a lawyer i'm sorry a judge in texas stated that the rental evictions moratoriums is actually unconstitutional in texas and he's a federal judge so that's not just a state thing that's a that's a federal decision yeah so those are jumping in we're just going right through it i was shocked i wanted to make sure that people are aware of it i know there's some people out there like whoa um so i mean i can definitely share videos and stuff like that we have a bit but take a look at it cnbc just launched it just a little while ago um uh we watched videos of it um they're also launching another like a rental assistance program thing going on there too same day wow so all this stuff they're saying landlord writes that the state cannot rule the land the federal government can't overrule the state law of the landlord's rights to evict and what not um i'm flabbergasted with it so i'm pretty impressed that that happened and surprised it took a while but that's okay it is what it is so those again who just tuned in um we went right to the breaking news feel like the news that canister texas uh federal judge just announced that the um moratorium on landlords evictions is a unconstitutional any drug in congress so pretty interesting stuff right there it'll be interested to see what happens with that yeah and kind of what the follow it's going to be from that that's that's a pretty big deal yeah so i mean you can texas judge finds national eviction ban unconstitutional so definitely i'll uh i'll post them to the comment section um so you guys can all see it um and whatnot so so nathan this week we're going to talk about how to balance the different aspects of our lives yeah um and you know it's interesting how we talk about things on how we balance it um we get into the stuff a lot um and it's hard to pull ourselves away from it time because we're just dive deep into things yeah it can be really easy to just kind of get into get into what you're doing uh whether that's you know making phone calls emails checking out property values whatever and it can be really easy to get so wrapped up in that that you know late at night you're still doing that and and what else are you doing and how are you kind of achieving some kind of a balance there and then the opposite can be true where maybe you've got things at home and especially now everyone's more or less forced to stay home how how do you balance the family stuff that maybe you've got little kids around and things and how do you how do you you know effectively tell them listen dad's got to work and and take the time to be able to be at work rather than at home even though you're at home so it's kind of figuring out that balance and how do you how do you juggle that so you know my kids walking all the time hey dad you know it just what you know so i agree with you um and pre-cove it was just as difficult um i think for me i've tried to not avoid spending time with them so i just squeeze in the business time when they're sleeping busy or doing something different um but then they get tracked in their thing and they let you know when we get separated but if we're back to school they'd be away anyway so right yeah it's there's different ways to do it and i don't know that there's necessarily a right or wrong way but is figuring out how you do it i had i i've always worked from home um very early on i've decided that i don't care what i do as long as i do it from home but then i got into this business and and i actually really really enjoy it so it's it's a pretty perfect world but i actually i set regular hours so i'll go more or less nine to five uh and i'll be in the office during those hours and including you know like i've got a separate phone line for my office and i actually have currently i'm i keep talking about switching over my phone so that both phones are in one but i haven't done it yet but my office phone the cell phone and the office line they actually stay in the office after five o'clock unless i'm maybe expecting a call or something like that but i'll i'll leave it in the office and close the door and walk away and and so you treat like a job you treat like a nine to five uh with overtime once in a while yeah and and with flexible you know relatively flexible schedule like i can if i this year i haven't gone at all but uh just kovit's been in the way but normally in the winter uh i get a pass for our our ski hill in town here that's five minutes away and i'll i'll go snowboarding from 9 until 10 10 30 and then come back and go to work this year i haven't done that and and i can do that and i can just come in and get right to it and go to work and maybe i have a shorter lunch hour that day or something but yeah you know make it up the fact your structure helps a lot right you're very organized very structured uh and i think that getting into that habit is very very helpful um when you're you're managing little kids that's makes it difficult because you feel like you're missing out on things yeah um you know when they get home from school and they want to show that what they did that day and to pull yourself away from it even when you're if you're working your day job guys you know pull yourself away from me it's difficult i know i've caught myself pull myself away a little too much because i feel like hey we're here together try to take advantage because they're small right yeah yeah um so how old are your kids dave eight and ten okay so they're in second and fourth grade right so uh for me they're at that age where it's i know within just a few years we're gonna be a nobody to them yeah so trying to enjoy them as much as you can is appreciative yeah um yeah but you know my wife works real late at night so she feels even more the burden when she's away especially cove at times so it's interesting to see that you have the ability to structure that i think that if a tape comes in are you going to push it off are you going to dive into it it comes at 4 30.

um most of the time so early on when my kids were i've got three kids uh they're now 11 13 and 15. okay uh so they're they're older enough now that all come and say hi when they get home from school and things but they don't typically come into the office unless they need something or something like that which is fine and then i'll i'll respond but early on right around 18 months two years uh it was kind of a training thing for the kids and like no dad's got to work and and i'm sure it's hard because what do you mean dad you're working you're in the house yeah you're on the computer plane you know i'm on whatever video game i'm playing you're on your video game and they don't get connected to um and then they get bored easily so for me i think you know i can relate to a lot of the people who are working the day job um and that in that blend of working your day job working with little kids um making sure dinner's ready for dinner time because the life's going on late um but also the effect of managing how to balance making phone calls contacting sellers managing assets and doing this the other stuff luckily i have a very flexible day job where i can take my breaks when i need to um and it has nothing to do with what we do which is even better right so you know for me i utilize breaks lunch time and i schedule things around that um i don't need to share with the sellers or person what i do it's just this is what's at right and um will hinder sometimes getting a bigger deal sometimes but if you have the systems in place i often feel you don't need to right um you can get systems in place where you can automate things a little bit faster where you're not juggling a lot you're juggling just a little bit when we first got started we were analyzing tapes we were doing all these webinars with that it was just dive in deep you spent a few hours you're on excel or whatever you're on and you're drilling down on zillow for hours and you do that for hours and that was really what about until social media took over and just blew up where you're now interacting with people um i think for me juggling those kind of things was it was difficult more now because we're all home than it was at my job where i can jump in the car and go or i could take a lunch break and grab my computer yeah do you have like dedicated space in your house for your office yeah we have a spare bedroom okay um so i have uh it's for guests that come over or whatever so i utilize that because 99 of time no one's there yeah um i can go in the basement they have their own rooms all separated so and then for phone calls that i'm sure we i shared prior we use google voice yeah we shut it down you know it's open at nine it closes at five yeah i called somebody i was on the phone with somebody just yesterday um they're out of las vegas a brand new investor and we spend an hour on the phone call from my google voice if they text or call me later it's it's turned off the day i'm not bothered by it um we're not distracted by it they're not bothered more distracted because you and i both know we get a tape in hand like it's due i want to be on that fast yes and if you don't have that connected to you you're not going to see it the next morning right right yeah and so i had that that was another thing i did a couple years ago actually was and again have i missed out on some things maybe but i actually on my cell phone i set off i i turned off notifications from gmail which is where all of my email goes through but i actually turned off notifications uh because i'm getting you know work notifications constantly all through the day and night and and it was just really distracting and yeah and pulling me back into work when i'm supposed to be at home and so that was tough so i turned it off and it's been great that's a cool idea you know i haven't thought about that because normally i i have my my business open all that stuff but i think it over turning it off just for night time is actually beneficial because you're not you're not distracted you're not focused you know um it's something to do with facebook too guys um yeah turn that off you can um separate friends on facebook and just have it filtered um we don't i don't go on social media that much so i can't really talk about that but i use the messenger which is beneficial if you can create your own account that's wonderful i know a lot of people have done that um i just haven't because it just doesn't make sense to me so when you got into the thick of things when things get a little hectic how do you manage that with looking into assets dealing with issues how do you balance that so that's a great question so a few years ago uh as we got more and more assets when it when it was like 10 not so big a deal uh but once it got beyond like 50 loans they were managing um it can start to get kind of crazy yeah where and what do you spend your time on at any given time and how do you make sure that you're you know making sure everything gets done so my wife and i sat down we actually took a a two-day working vacation where we actually traded houses with my parents so they lived two hours away they came over to our house to watch the kids and we went to their house and for two full days like we're talking nine in the morning until like 11 o'clock at night we just we went through every single thing that both of us do she works with me and the both of us do in the business and and just detailed everything everything everything everything um and then just started separating it out and saying okay so and and a lot of it was just going through the processes and saying okay so do we need all those steps or are we missing a step and just kind of mapped out everything and that was extremely helpful and within that one of the things that we kind of figured out is okay so um just scheduling so for example and i i had it up in my wall on in my old office but i don't anymore but i would do mondays was for performing loans so if i was if i was dealing with um mods or if i was dealing with borrowers that were late on payments or something like that monday was the day i dealt with that more or less okay okay tuesday and this is still the case tuesday is lawyer day tuesdays is when i check in with my lawyers see how things are going where is it at what are we doing is it moving forward or not or why and why not and all that kind of thing wednesday is reo day thursday was is kind of a flex day where i could deal with a lot of um like new tapes uh acquisitions that kind of thing was mostly on thursdays and then fridays was kind of a catch-up in the office day okay so if i had mail that i hadn't opened yet uh things like that and just kind of reorganizing everything making sure it's all done by the end of the week and then and then fridays often was a follow-up day as well from something i did on monday or wednesday mostly gotcha that's cool that's how i set it up and it works great so are you ever times where you're exploring new you know tools or new services out there like oh i have a new reo how do you fit that in that schedule that's usually on a thursday okay so all you know talk to somebody that's trying to get me to to buy their bpo product or something like that um i'll talk to them on fridays or thursdays sorry okay and uh that's my day to kind of take care of that sort of thing thursday or friday okay gotcha and you probably have this all set up organized and so the fact that every time something new comes in you just flag up that day that's pretty awesome yeah um and it's not perfect and you know sometimes i'm contacting a lawyer on a thursday and that's fine but yeah that's cool a general structure and what kind of organizational skills services or tools or software do you use right now are you using a email system or a crm system i crm i use pipedrive okay and uh and so it's it's great so like i know if um i'm starting a foreclosure on something then i will schedule a follow-up for the next tuesday or you know two weeks from now on a tuesday so that i know that's it's a lawyer thing and it's a foreclosure so that's on the tuesday and and it very easily keeps track that for me so that when i open my list of things to do for the day it's all set for me and i don't have to think about it too much cool and pipedrive also connects your email so it can filter emails into it yeah which is incredibly helpful yeah i mean that's awesome situation for those who are working a day job you know it's hard to be structured where you can spend you can't spend seven hours or even five hours doing something now for me i used to work late night i used to work the you know the kids went to bed at nine i'd be up to like shoot for like 11 30 12 o'clock yeah and then i realized that uh the 11 30 turns off two three in the morning and i said this is not working um because i wanted to separate my time and let them you know when they're sleeping take busy stuff and of course my you know w-2 doesn't interfere there yeah so i swapped it i said listen if i'm not going about two or three in the morning because i don't have a dead time i switched off and went to i'm gonna get up early okay so instead of going from nine to twelve and then be able to go until two if i need to because i'm not feeling sleepy for the next day yeah i get up at five and i can work for two three hours and have a dead time because i have to get going um and it worked a lot better to keep me organized obviously covet that change a lot yeah but i'm able to work for three hours straight the kids aren't up yet usually and they're up at 7 30 to put tv on or whatever they're doing for a half hour yeah so i usually had three solid hours of just catching up time uh besides what i had at nighttime um and during the day um and i would take off a day every probably every month to kind of catch up on stuff that people have been selling me or whatever and make phone calls and stuff like that for attorneys i would just set my we use trillo um to free service and we google sheets for notification so i'll set a date and it will send me an email of everything i have to do based on my my organizational spreadsheet thing um same thing with my system so we have time frames right okay that was set for this date follow up on this date and here's the email link to where it's at so for me that worked the best um i'm not set on the days where things happen and i think that that would actually help me a lot too um it's it's great it's funny if aaron's on she knows yeah she knows tuesday's the day of the night tuesday's events day cool hopefully erin's getting out covered i know my office has been emailing her recently about it case we're dealing with a a weird bk situation so yeah um hopefully she and her husband are getting better uh getting back to work soon so i hope so so with your with your wife how do you guys separate i know she works in the business with you she's behind the scenes how do you guys separate your either maybe you don't decide the same way in something or dealing with the the fact that you boss or at work you know right and how do you manage that as a relationship that's a good one so um so here's my background she may be listening by the way so my background is i uh my schooling i took a business degree and within that i had to take two accounting classes and i got d minus and d minus like i hate accounting adding numbers subtracting like it's that's not a problem but the accounting part of it debits and credits and keeping track of things and you know like i would rather jump off a cliff i just i detested yeah my wife is not trained in that however uh she's very organized like to the extreme she's taught me so much about being organized and so because she's meticulous and organized she that fits for her personality really really well um know for the most part it's really not that big of an issue okay uh i don't think that either one of us really feel like we're telling each other what to do it's just uh we've and same thing we've always worked together that's that's been part of our thing forever and we work really well together and she she knows that i've got much more um experience and an education with notes and so she's more than happy to just say so how does that work and and kind of talk through it that way and then same thing i'd say so i need numbers on if just today she's asking me for numbers on the property we're closing and and i'm like okay so what am i asking the attorney for and then she's got to like spell it out because i don't even know what i'm talking about when i when i get to that so i i've not met your wife i know she doesn't go to conferences much um she didn't come to hear her speak i know she'd be on the scenes my wife obviously you met uh we're in vegas when we first met yeah my wife is the organized person um she doesn't like spreadsheets she hates numbers um you know i helped with some spreadsheets she had for her business uh for in healthcare uh but she doesn't understand the stuff she understand to a point she had plenty of nights with her friend um that he's explained a lot to her uh because she don't want to hear from me but i think that for her she she wants to know somewhat about what's going on sure it allows her to connect with me even if she doesn't understand completely she'll say well why do that and kind of let me think and it's more of a understanding where my brain is and make sure that she's not in tune with what i'm deciding because we're a couple yeah um even though i have the experience she wants to have an idea of just a thumb press heartbeat sensor on what's going on yeah um which is interesting because you know i also my our assistant lauren she also is more of an organizer inside that side of it so i think that for me that's my balance i'm not the organized person i'm more of the you know a to z get it done get it working and move on um i'm not the colors like that which i think the wipe is yeah it's interesting because a lot of thing i've done is been you know get the get the calculator working i don't care how confusing it is it works it processes things and that's it yeah and for somebody that's confusing yeah yeah so obviously you've never had the w-2 while doing this um you've talked to other investors what advice have you given them that's working on w-2 how to balance it and what concerns they should have or what do you think what's your advice you know i think one of the the biggest things to to really get your head around and comprehend uh is that this whole notion of balance about everything being equal is totally false completely false there's no such thing as everything being balanced all the time that it's just a false notion yeah sometimes um so for example if you're at home be home yes if you're at work be at work and and you're not doing home at work and all things in consideration but you know that's where your focus is and and if you've got a deadline that you've got to meet uh putting in bids or or i don't know whatever it is uh then that's where your focus is that's it's imbalanced to work at that moment and then on the weekend you're spending time with your family or whatever you're doing yeah it's imbalanced to that and that's okay and and just don't try to achieve this perfect you know equality because there isn't yeah you just you have to understand that that different things are important at different times for different reasons and and spend your time and energy in that thing when you need to and then once it's done go focus on another area and you'll be okay and i think with that mindset but you know when because if you think everything's a balance you get the email that something is on fire yeah you just that throws up the whole balance i mean you're like oh crap what the hell happened here yeah um and you have to shift gears so for type a it's hard to do that it's harder to adjust and with this space it is right you could be working crazy and then as you me you both talked we've gotten a ton of assets in the last month and a half i it the the floodgates opened up we're seeing a lot um 200 and 750 i asked it the other day we got another 22 just yesterday afternoon um i i've been on another 40 it's just been unreal and it's interesting because now you know for me we process our loans go through a calculator and i'm now not having to be as crazy with the seller say listen if you don't like it i move on because i got so much other going on yeah and it's flipping that because before it was seller's market right you know for the most part um pricing is still what they are but i think for me it's interesting to see the fact that you know you have to be flexible to a point right now my email is higher than it ever was yeah just trying to balance it right now is impossible yeah and i have to just cut it off and say it is what it is you know my wife's dealing with the same thing she has 600 inboxer working and she's doing medical stuff and like you know she's just hierarchy and stuff or one of our good friends ronaldo he he's like listen i'm sometimes a couple thousand in the hole yeah and it's just you can't manage it and the expectations to have that complete balance you're going to have a hard time because it just doesn't work right so i mean i'd love to hear anything any questions we're just kind of ranting here um if people have questions feel free to jump in but we wanted to share with you guys our thoughts the concerns we have in the fact that what we deal with we're not perfect we're going to struggle sometimes there's some time i reach out nathan he's like listen i'm swapped i'll say the same thing february was a swamp month for me i just i'm looking for to get out of it um so you know and if you look for assets and you didn't get any last month keep asking around because they're they're around um so and i think they're gonna yeah with evictions coming i mean the next year and that's foreclosures and and we'll see you know and then at work it's what difference is that going to make so me and nathan we're talking um i want to let you guys know that those who haven't seen we have a ton of agents on our list we have a ton of assets available for sale we just released 11 ounces for sale we're probably gonna be we announced some of the winners um there may be a little bit of an issue because one of the sellers was all or nothing um but we have assets for sale we listed up three or four more new ones in the past three days so take a look at the asset list um but we're planning our next few weeks uh guys so we're trying to bring on guest people to talk about different things uh next week we'll be talking seconds um just discussing that kind of realm uh the following week we're gonna be talking uh with about what value what what the what going rate for some loans are uh what people are paying for loans from a bigger scale so you can get an idea of what you should be bidding that's a common question um and we have a few more things we want to bring some new investors back on the call we had a few weeks ago was really really awesome um and we got a lot of good feedback that it helped people understand yeah because we we want to relate to newer people because that's where we were and we understand it we want to help you guys yeah and we all start somewhere and you know don't be embarrassed because you haven't done this or that who cares we all start somewhere and when we start we're terrible at it we get better and better and better that's that's the point yeah and were talking last night someone's like i don't know what's training to take you know and we have a training but there's plenty other good ones she mentioned kimberly's one out there and they're all good she's reading books and you know some people are saying quant banks and i just i i hedge away from that kind of mindset but the best thing we tell people do is just jump in don't buy an asset but ask questions you know just ask questions in the social media and get feedback get understanding connect with somebody you relate to and just pick the brain um when you're dealing with you know your day job maybe meet up with somebody online and just hey let's work together on a common goal and let's work together and communicate better so that when you're struggling i can pick you up yeah yeah no yeah having somebody to bounce ideas off of is is priceless and yes a lot of what my wife is and i think yours as well is just okay so here's the situation we haven't done this one before yeah what do you think and what's what some ideas of how we can approach this yeah we're we're coming out with we're doing a consulting slash private mentorship with someone and i wasn't sure about how to set that up to make sure it's separated and comfortable and my wife was great to bounce it off yeah um but then we're coming out with the idea of having a mentorship mastermind soon in that kind of process is also something i'm bouncing off other people to get their opinion on what will work for the masses i'm not gonna be it's not gonna be a beginner's mentorship kind of thing but for the masses and it may not strictly be on notes it could be on different things we're gonna focus a little bit on notes that's where our bread and butter is but i don't want to be limiting to only notes because i think that that would do people a disservice to be part of a community where we're only focusing on one type of investment um and it's um that's why we're doing this today is yeah it's life yeah how do you juggle life but yeah make sure you're doing the right thing at the right time yeah so i i appreciate those who are watching i know that people feeding in um and taking looking notes um the person told me last night she's like listen i'm not gonna comment i'm not feeling comfortable doing that kind of stuff and that's okay you know we can see who watched it later on stuff and at the end of the day if one person watches 100 people watch it and someone gets a nugget out of it and it helps them that's we're here for right yeah we're just trying to keep out open up there and be there for people who need to help um i know i've gotten calls and whatnot we also sent us to a podcast so if you're in your car you don't have a chance to tune in live um you can go to a jkp podcast thing of mine i'm sure exactly what's called but it's a podcast that we have um that we upload face uh webinars it goes to youtube but also goes to a podcast that we have yeah so to wrap it up i think for us juggling multiple things is about almost turning the light switch on or off that's a big part of it and that's hard to do because you're afraid of missing out or afraid of losing a deal but you gotta do that because you're not present at the time you're not there yeah and there's there's very few emergencies that happen at nine o'clock at night that can't be resolved at nine o'clock in the morning so yeah yeah yeah there are the occasional one but you know what if the house is on fire it's on fire and it's gonna happen and you know whoever's local they're gonna call the fire department whatever else and if you need ....